One on One Coaching Terms and Conditions


By registering and paying for the One on One Coaching Program, you (“Client”);

  • warrant that you are competent to contract in your own name,
  • confirm that you have read the herein Agreement and are fully familiar with the contents thereof,
  • undertake that this Agreement shall be binding upon you and your heirs, legal representatives and assigns. 
  •  agree to all of the terms contained in this Agreement.



  •  Coaching Services. 


ST HUB LIMITED ( “Coach” “Company,” “us,” “we,” “our,”) agree to provide our one on one Coaching Program, a 90 day Virtual Coaching Program which includes the following:


  • Two 6 hour, private VIP coaching days to be held over Zoom
  • Access to the CLD Course for 60 Days
  • 60 days of Instagram DM Coaching and Support (Monday- Friday, 9am - 5pm) 



  1. Disclaimer


We are not your agent, lawyer, doctor, manager, therapist, registered dietician, or psychotherapist for you. Your participation in this Program will not guarantee any life, business, or health-related results. If you should experience any health, business, financial, legal related issues you should seek advice from your doctor, psychiatrist, financial advisor, accountant, attorney, or other professional as determined by your own judgment.


Due to the nature of the coaching program, the results experienced may significantly vary from client to client. Although we are confident that the content in this coaching program will transform your business, we can’t make any promises to you and will not deliver any guaranteed outcomes as a result of following the recommendations set forth in the Program. The outcome and results you experience depend on your level of commitment to implement the strategies given.


  1. Date.


Upon our receipt of Program fee, the client will be directed to a calendar to schedule their VIP coaching on the dates of their choice. 


Both parties agree to respect each other’s time and  show up on time for the scheduled VIP day. If for any reason the client needs to reschedule their VIP coaching day, this should be done at least 24 hours in advance using Acuity scheduler.


Likewise, in the unlikely event that the Coach is for whatever reason unable to show up for a scheduled VIP coaching day, the client will be given an advance notice of at least 24 hours and the opportunity to reschedule.


Failure to show up for your VIP coaching day at the scheduled time without 24 hours notice of postponement will be considered “no-call, no-show” and any payments made will be forfeited. 


While we may be  flexible and reasonable with requests to reschedule VIP coaching days, we however reserve the right and are within the sole discretion, to refuse to reschedule no-call, no-show appointments or otherwise.


  1. Fees.


The fee for the Finally Launched Coaching Program is 

  • A one-time fee of $10,000 or 
  • 3 payments of $3,500 monthly 


Please note that this is not a “pay-as-you-go” or “monthly program.” By joining this program, you acknowledge and understand that you are fully responsible for the payment of the full cost of the Program.


The coaching program is a 60 day program but if they want additional months of dm coaching, they will be charged an ongoing fee of $3,500 per month


  1. Payment method and Authorization.


Payment shall be made via Fastspring on the Stephanie Obi website ( or through a direct transfer to the bank using the exchange rate advised on the website.  


By submitting your payment card details, you authorize us to charge your account for the full amount and you agree to keep us informed of any change to your credit card/account information that would prevent us from receiving your final payment. 


If you opted to use the installment payment option, your first installment will be charged on your date of purchase, and the subsequent installment will be automatically charged to the payment card on file within 30 days (one month) of the last payment until the balance is paid in full. 


Please also note that chargebacks for services aren’t allowed. You will be responsible for any fees associated with the chargeback and fees for any legal action we may have to take. 


Missed Payments.  

If you selected the installment payment option, and your card is declined for any installment payment, you will receive an email notifying you of the declined charge and asking you to submit an updated card.  


 If you have not provided a form of payment for a successful charge within 3 days, your access to the Program will be suspended until payment is made.  


If your payment becomes 30 days past due, you will be removed from the Program and your file will be turned over to collections to recover the outstanding balance.


  1. Cancellation/No Refunds.


Due to the nature of the services provided, all sales are final and the Company maintains a strict NO REFUND policy. If you decide that you no longer wish to participate in the Finally Launched Coaching Program, you may cancel your VIP days, but no refund will be issued, and you will still be financially responsible for the entire coaching program fee.


  1. Ownership of Intellectual Property.


All material distributed to you during the course of your participation in this program is proprietary, copyrighted and developed solely and specifically for ST HUB LIMITED. You understand and agree not to use or infringe any copyright, patent, trademark, trade secret, or other intellectual property rights of ST HUB LIMITED.


All materials, procedures, policies, and standards, all teaching manuals, all teaching aids, all supplements and the like, that have been or will be made, are for your personal use in or in conjunction with this Program only. 


Original materials that have been provided to you are made available for individual use only and as a single-user license. Any disclosure, reproduction or sale to a third party is strictly prohibited. Program content may not be sold, tape-recorded, videotaped, shared, taught, given away, or otherwise divulged without the express written consent of ST HUB LIMITED.  No license to sell or distribute our materials is granted or implied.


  1. Confidentiality and Non-Disparagement.


We respect your privacy and insist that you respect our privacy. Any Confidential Information shared by Participants or any representative of ST HUB LIMITED is confidential, proprietary, and belongs solely and exclusively to the person who discloses it. You agree not to disclose, reveal or make use of any Confidential Information verbally or in writing.


You also agree that neither you nor any of your associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, ST HUB LIMITED, or any of our programs, members, owner directors, officers, Affiliates, subsidiaries, employees, agents or representatives.


  1. Limitation of Liability


You agree that your participation in this program  is at your own risk and that the Program is only an informational and educational service being provided. You release the Company, its members, officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities (“Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Program. You accept any and all risks, foreseeable or unforeseeable. 

You agree that we will not be held liable for any damages of any kind resulting in or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of our services or enrolment in the Program. 





  • Consent to use client information and testimonials. 

You hereby consent to our use and dissemination of generic information and testimonials you provide, screenshots taken by us or provided to us, non confidential conversations, and such like information on our platform.



  • Severability 

If any provision of this agreement is held by the courts to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. 

  • No Waiver

The failure of either party to exercise any right provided for will not be deemed a waiver of that right or any further rights hereunder.


  1. Governing Law.


This Agreement shall be construed under and governed in accordance with the laws of Nigeria


  1. Resolution of Disputes.


Any dispute relating to this agreement which cannot be resolved by negotiations between the parties within Ten (10) days of either party giving notice to the other party that a dispute has arisen shall be submitted to mediation at the Lagos Multi-Door Courthouse and failing settlement either party shall refer the matter to be finally settled by arbitration in accordance with the Arbitration & Conciliation Act, Cap A18, Laws of the Federation of Nigeria LFN 2004(or any Statutory replacement thereof), by a sole Arbitrator appointed by the Chairman of the Chartered Institute of Arbitrators UK Nigeria Branch. 


The Arbitration shall take place in Lagos, Nigeria and shall be conducted in English Language. The arbitrator shall have a maximum period of Fifteen (15) working days to resolve the dispute after the exchange of pleadings by the parties. The decision of the arbitrator shall be final and binding on all parties. There shall be no recourse to litigation.


  1. Entire Agreement.


This Agreement contains the entire understanding of the obligations of the Parties. There are no other promises, agreements, warranties, or representations other those expressly stated in this Agreement.


CONTACT.  Any questions or concerns related to this Agreement should be sent to [email protected]