By purchasing this course through our website, you agree to all the terms contained in this agreement. 




ST HUB LIMITED (“Company,” “us,” “we,” “our,”) agrees to provide the group coaching program COURSE LAUNCHED DELIVERED (“CLD” or “Course”) made available through our online shopping cart. You understand and agree toabide by all policies and procedures outlined in this Agreement as a condition of your access to the Course. 



We are not your agents, and we do not offer services as lawyers, doctors, managers, therapists, or other specialised professionals to you. You understand that your participation in this Course will not guarantee any specific, personal, or business-related result. If you are experiencing any personal, professional, or business-related issues, you should see your therapist, financial advisor, accountant, attorney, or other professional as you may determine. 

You also understand that we have not promised, shall not be obligated to, and will not deliver any guaranteed outcomes as a result of following the recommendations set forth in this Course. You should make your own lifestyle and business decisions based on your own personal goals, objectives, and desires.  It’s important to note and understand that the information provided in this Course is not intended to be individual business advice tailored specifically to you and should not be used as a substitute for individual business advice. All information provided in this Course is general in nature and based on our research, knowledge, and experiences.  We recognize that our advice and recommendations are not “one-size-fits-all” and should be followed at your own discretion. 


You further understand that a one-on-one relationship does not exist between you and Us as a result of your purchase of this Course. In order for us to enter into a one-on-one coaching relationship, a separate agreement will be entered into and signed by both you and Us. 




The fees for the CLD Group Coaching Program are as follows:  

  • Single payment of $2,500 or three monthly payments of $1,000

By submitting your credit card information online, you authorize us to charge your credit card for the full payment. If you opt to use any of the instalment plans, the first instalment will be charged on your date of purchase, and all future instalments will be charged within 30 days (one month) of the last payment until the balance is paid in full. 


Where you opt to pay in instalments and default in any payment, you are liable to removal from the Course. Where payment becomes due and you fail to make payment, we shall take the following steps chronologically:

  1. a reminder will be sent to you daily for 7 days after such payment becomes due,
  2. where payment remains unpaid after 7 days, your access to the Course would be disabled pending payment. 


If your card is declined on the date your payment is due, we will send you a reminder email and prompt you to enter new card information to process your payment. If payment is not made within 7 days after the reminder email is sent, your access to the Course will be suspended. 


Please note that where you are paying in instalments, you hereby authorize us to process your subsequent payment 30 days from your last payment. We use Flutterwave, Paystack and Fastspring as our payment processors and you further confirm that they are authorized to make automatic deductions in furtherance of your payments. 


Please note that this is not a “pay-as-you-go program". By joining the program and accepting the terms and conditions, you acknowledge and understand that you are fully responsible for the payment of the full cost of the Course. 


We reserve the right to take legal action against you or report you to any applicable regulatory authority to recover any unpaid fees for the Course.  This includes us employing any legal means within our disposal to collect any amount outstanding on your payments for the Course including but not limited to good faith negotiations, alternative dispute resolution methods, turning your account over to debt collections, employing debt recovery agents, reporting your default to any relevant credit bureau, or taking legal action before a court of law.


You understand and agree that if we incur any legal fees attempting to collect unpaid/declined fees from you, you will be liable for all legal fees, including court costs incurred by us in pursuit of your fee for the Course.  We also reserve the right to turn your account over to collections and report your non-payment to the credit bureaus. 



Due to the nature of the services provided, all sales are final. The Company maintains a strict NO REFUND policy. If you decide that you no longer wish to participate in the course, you may cancel your enrolment, but no refund will be issued, and you will still be financially responsible for the entire course fee. 




All course materials are proprietary, copyrighted and developed solely and specifically by us. All videos, audios, transcripts, worksheets, materials, etc. are provided for your personal use only and may not be shared or reproduced without our written consent. 




As a subscriber to the Course Launched Delivered Online Course, you will receive the following bonuses to help you on your online course launch journey, where you have complied with set guidelines:


  1. Money Mindset Masterclass
  2. Money Making Offers
  3. Five Figure Pre-Selling Formula
  4. The Ultimate Course Launch Bundle

Please note that the bonuses are discretionary and may be offered only where determined by us. They are non-transferable, unexchangeable and non-deferrable. We reserve the right to change or update the bonus list from time to time.



If you have access to the CLD Tribe Community, please note that we reserve the right to eject you from the CLD Tribe community if you break any of the rules. 




CLD Tribe is a place where everyone should feel welcome, safe, and secure. The purpose of the group is to connect with, share, and inspire others. 

Negativity, gossip, and cyber bullying will not be tolerated. Each member should feel safe to share in the group. 

You may not copy, steal, or share the content, ideas, strategies, or plans of the members in the group without their permission. 

You may not contact the other members outside of the group without their permission. Adding members to your email list without their permission is strictly prohibited. Failure to adhere to these guidelines may result in removal from the CLD Tribe group. 




All the content of the Course and any other material you might come in contact with while undertaking the Course, are protected as copyright works. All original materials provided to you are for your individual use only as a single-user license. You are not authorized to use any of our intellectual property for any purpose other than your own personal use.  No license to sell or distribute or teach our materials is granted or implied. By signing up to the Course, you agree (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any non-public information shared by us is confidential and proprietary and belongs solely and exclusively to us; and (3) not to disclose such information to any other person or use it in any manner other than in discussion with us. 



Course Launched Delivered is developed strictly for educational and informational purposes ONLY. You accept and agree that you are 100% responsible for your progress and results from the Course. We make no representations, warranties, or guarantees verbally or in writing. You fully understand that because of the self-study nature of the Course, the results experienced by each Participant may significantly vary. Course information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. We assume no responsibility for errors or omissions that may appear in any Course materials. 



You agree that your use of this Course is at your own risk and that the Course is only an informational and educational service being provided. You release the Company, its members, officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities (“Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Course. You accept any and all risks, foreseeable or unforeseeable. 

You agree that we will not be held liable for any damages of any kind resulting in or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of our services or enrolment in the Course. 





  • Consent to use client information and testimonials. 

You hereby consent to our use and dissemination of generic information and testimonials you provide, screenshots taken by us or provided to us, non confidential conversations, and such like information on our platform.



  • Severability 

If any provision of this agreement is held by the courts to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. 

  • No Waiver

The failure of either party to exercise any right provided for will not be deemed a waiver of that right or any further rights hereunder.

  • Non-disparagement. 

You agree not to engage in any conduct or communications with a third party, public or private, designed to disparage the Company or the Course. You nor any of your associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its owners, directors, officers, affiliates, subsidiaries, employees, agents, representatives, Course subscribers, or customers,. 



  • Indemnification. 

You shall defend, indemnify, and hold harmless the Company and its members, officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expenses whatsoever, excluding, however, any such expenses and liabilities which may result from sole negligence or wilful misconduct of the Company. You shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. You recognize and agree that none of Company’s members, shareholders, trustees, affiliates, and successors shall be held personally responsible or liable for any actions or representations of Company. 



  • Data Protection

We will only use your personal information in the manner set out in our privacy policy.


  • Resolution of disputes. 


Any dispute relating to this agreement which cannot be resolved by negotiations between the parties within Ten (10) days of either party giving notice to the other party that a dispute has arisen shall be submitted to mediation at the Lagos Multi-Door Courthouse and failing settlement either party shall refer the matter to be finally settled by arbitration in accordance with the Arbitration & Conciliation Act, Cap A18, Laws of the Federation of Nigeria LFN 2004(or any Statutory replacement thereof), by a sole Arbitrator appointed by the Chairman of the Chartered Institute of Arbitrators UK Nigeria Branch. 


The Arbitration shall take place in Lagos, Nigeria and shall be conducted in English Language. The arbitrator shall have a maximum period of Fifteen (15) working days to resolve the dispute after the exchange of pleadings by the parties. The decision of the arbitrator shall be final and binding on all parties. There shall be no recourse to litigation.



Any questions or concerns related to thisagreement should be sent to [email protected]