TERMS & CONDITIONS FOR KNOWLEDGE IS THE NEW GOLD CHALLENGE

 

CHALLENGE TERMS AND CONDITIONS

By purchasing this Challenge through our website you agree to all of the terms as contained in this Agreement.

 

DIGITAL CHALLENGE

ST HUB LIMITED (“Company,” “Us,” “We,” “Our,”) agrees to provide the group coaching program, "KNOWLEDGE IS THE NEW GOLD CHALLENGE" (“Challenge”) made available through our online shopping cart at www.stephanieobi.com.  You understand and agree to abide by all terms and guidelines outlined in this Agreement as a condition of your access to the CHALLENGE.

 

FEES

The fee for the accelerator program is NGN 50,000.00  or USD 139 for thirty days which starts at a certain day and ends at a certain date as displayed on www.stephanieobi.com.

By submitting your credit card information online, you authorize us to charge your credit card for the full payment, or if you opted to use our installment payment option, you will not be given access to the challenge until you complete your payment.

Please note you are authorizing us to process your payments between 30 days of your first payment. We use Paystack and Fastspring as our payment processor and it’s their policy to deduct your payment from that platform.

Please note that this is not a “pay-as-you-go program". By joining the program and accepting the terms and conditions, you acknowledge and understand that you are fully responsible for the payment of the full cost of the Challenge.

 

You understand and agree that if we incur any legal fees attempting to collect unpaid/declined fees from you, you will be responsible for all legal fees, including court costs and  expenses incurred by us in pursuit of your fee for the Course.  

 

REFUNDS

Due to the nature of the services provided, all sales are final and the Company maintains a strict NO REFUND policy. If you decide that you no longer wish to participate in the course, you may cancel your enrolment, but no refund will be issued, and you will still be financially responsible for the entire course fee.

 

NON-DISCLOSURE OF COURSE MATERIALS

All course materials are proprietary, copyrighted and developed solely and specifically by ST hub LIMITED. All text, exercises, prompts, videos, audios, transcripts, worksheets, materials, etc. are provided for your personal use only and may not be shared or reproduced without out written consent.

CONSENT TO USE PARTICIPANT INFORMATION 

Participants consent to the company's use and dissemination of some generic participant information, screenshots, non confidential conversations, and testimonials on our platform.

 

DURATION

You only have access to the Challenge for 30 days from the official start date.

 

BONUSES:

Please note that bonuses for program are subject to change and you must follow the guidelines set by us in order to receive them.

CLD TRIBE

The 30 day challenge takes place in the CLD Tribe community.

You understand that we reserve the right to eject you from the community if you break the CLD Tribe Rules or if you breach the terms herein state

CLD TRIBE GUIDELINES

Practise Love: Be kind. Encourage and support other CLD Tribe members. Never make anyone feel unwelcome or judged; treat everyone with love.

 

Positive Energy: This is not the place to fight, complain, bring people down, gossip, vent. etc

This is the place to lift others up. We don’t put anyone down — be it other courses, teachers, coaches, or people. No harassment, hate speech, bullying, drama, or gossip.

Give First: Be generous. Give more than you ask. Help other people in the group.

Don't steal: This is the internet, we will find out. Be ethical and original. This is a safe place to share your work and get feedback, not a place to reuse or repurpose other member’s content.

Ask for permission: Don’t email or contact other members outside the network without their permission, or add people to your newsletter list. Respect each other people's privacy:  

Connect for the right reasons. This community exists to help you learn. It’s not a place to find customers, or recruit people to other programs or groups or courses. Don’t promote your work or services.

 

Self promotion is generally not allowed on the group, however we may create a post asking you to self promote your work in the group, for example, a "trade by barter" post, a "show us your online course" post, a "share your email opt-in" page, such circumstances are the only time such promotions may be allowed. 

 

Do your due diligence. If you choose to work with another member of CLD Tribe, make sure you get a clear, written service agreement in place.

 

We reserve the right to update these guidelines at any time.

Violation of our guidelines, may result in any of the following actions: 

  • Deletion of non compliant post without notice
  • If the violations are repeated, said participant will be notified of their violation of the CLD Tribe Guidelines
  • Referral of the violation to our legal representatives
  • Removal from the challenge and/or the community without recourse to a refund

 

DISCLAIMER

You understand that we are not an agent, lawyer, doctor, manager, therapist, or other personal professional for you. You also understand that your participation in this challenge will not guarantee any specific or particular personal or business-related result and should you experience any personal, professional, or business-related issues, you should see your therapist, financial advisor, accountant, attorney, or other professional as determined by your own judgment.

You also understand that we have not promised, shall not be obligated to and will not deliver any guaranteed outcomes as a result of following the recommendations set forth in this Course. You should make your own lifestyle and business decisions based on your own personal goals, objectives and desires.

It’s important to note and understand that the information provided in this challenge is not intended to be individual business advice tailored specifically to you and should not be used as a substitute for individual business advice. All information provided in this Course is general in nature and based on our research, knowledge and experiences.  We recognize that our advice and recommendations are not “one-size-fits-all” and should be followed at your own discretion.

You further understand that a one-on-one relationship does not exist between us as a result of your purchase of this challenge. In order for us to enter into a one-on-one coaching relationship, a separate agreement will be entered into and signed by both you and us.

NO TRANSFER OF INTELLECTUAL PROPERTY

 

The content is protected by copyright and original materials provided to you are for your individual use only as a single-user license. You are not authorized to use any of our intellectual property for any purpose other than your own personal use.  No license to sell or distribute our materials is granted or implied. By signing below, you agree (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Information shared by us is confidential and proprietary, and belongs solely and exclusively to us; and (3) not to disclose such information to any other person or use it in any manner other than in discussion with us.

CLIENT RESPONSIBILITY

The Challenge is developed strictly for educational and informational purposes ONLY. You accept and agree that you are 100% responsible for your progress and results from the Challenge. We make no representations, warranties or guarantees verbally or in writing. You fully understand that due to the self-study nature of the Challenge, the results experienced by each Participant may significantly vary. Challenge information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. 

SEVERABILITY & WAIVER

If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be deemed seperate and divisible from remaining provisions which shall nevertheless be valid and continue in full force. The failure of either Party to exercise any right provided for will not be deemed a waiver of that right or any further rights hereunder.

MISCELLANEOUS

LIMITATION OF LIABILITY. You agree that the Challenge is only an informational and educational service being provided, the use of which is at your own risk.

You agree that we will not be held liable for any damages of any kind resulting in or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of our services or enrolment in the Challenge.

You release the Company, its members, officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities (“Releases”) from any and all damages that may result from any claims arising from this agreement, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Challenge. You accept any and all risks, foreseeable or unforeseeable.

 

NON-DISPARAGEMENT. You agree not to engage in any conduct or communications with a third party, public or private, designed to disparage the Company or the Challenge.

You nor any of your associates, employees or affiliates shall not directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its Program members, owners, directors, officers, affiliates, subsidiaries, employees, agents or representatives.

INDEMNIFICATION. You shall defend, indemnify, and hold harmless the Company and its members, officers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expenses whatsoever, excluding, however, any such expenses and liabilities which may result from sole negligence or willful misconduct of the Company. You shall defend the Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. You recognise and agree that all of Company’s members, shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of Company.

RESOLUTION OF DISPUTES.

 

Any dispute relating to this agreement which cannot be resolved by negotiations between the parties within Ten (10) days of either party giving notice to the other party that a dispute has arisen shall be submitted to mediation at the Lagos Multi-Door Courthouse and failing settlement  either party shall refer the matter to be finally settled by arbitration in accordance with the Arbitration & Conciliation Act, Cap A18, Laws of the Federation of Nigeria LFN 2004(or any Statutory replacement thereof), by a sole Arbitrator appointed by the Chairman of the Chartered Institute of Arbitrators UK Nigeria Branch.

 

The Arbitration shall take place in Lagos, Nigeria and shall be conducted in English Language. The arbitrator shall have a maximum period of Fifteen (15) working days to resolve the dispute after the exchange of pleadings by the parties. The parties agree that the decision of the arbitrator shall be final and binding on all parties and there shall be no recourse to litigation."

 

CONTACT.  Any questions or concerns related to this Agreement should be sent to info@stephanieobi.com